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Thread: Speciality insurance?
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10-10-2012, 08:24 PM #1
Speciality insurance?
who has like grundy's , haggerty's etc. i hate leaving my 15,000.00 93 camaro anywhere because as far as my insurance company is concerned it's just that a 93 z28, If something happens to it they will give me like 800.00....lol..what does it take to get the insurance at the right value?
Name is Lou...Just another 93Z..
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10-10-2012, 08:46 PM #2"The Rock"
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Im very curious for this, because I have my camaro insured through State Farm, and they have copies of all the money I have put into it, which will "HELP" with getting more than book value if anything happens, but a far cry from the $30k I have invested in it.
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10-10-2012, 08:46 PM #3
I have classic collectors insurance by infinity through florida farm bureu for my car, $172 for the year, no deductable, and an agreed upon value, though I do have a 6k mile a year limit, but I don't think I've driven it that much in the last two years. Hope I could help.
1995 Formy M6 T-top LS1 WS6 air box w/LG G2 lid, LE 226/230 cam, cleaned up stock heads, 1.6 RR's, SLP pp, SPEC stage 3+ disc, LPP longtubes, Magnaflow, t/a cover, 3.73's, J&M LCA's, UMI 3pt SFC's. 12.8 @ 110 on a 2.00 60' 3 days after going back together untuned.
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10-10-2012, 09:00 PM #4Founding Member
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I have hagerty. They classified my modded 93 as a car of special Interest. My agreed value is $15k. I pay $4xx.xx a year for 0 deductible full coverage and no milage restrictions. I had to send extra pics because of the mods. I had to prove I have a daily driver and that my 93 is kept in a secure garage. Overall I am very happy. I had collecters insurance through state farm a few years ago and I got screwed on an accident claim. My car collector neighbor had hagerty for all 26 of his cars and has had great service with them for years. He is why I looked into hagerty.
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10-10-2012, 09:16 PM #5
this is the answer I needed. Most of us don't have receipts because we buy parts off each other. our 93's turn 20 years old soon and that makes them antique in Florida. So they just asked for pictures? did they asked if it was raced? hp? anything else. i have to do this it's been bothering me for a while now
http://www.streetfire.net/video/walk-around_739002.htm
this should qualify..look at the tag...lol....Last edited by Louvit; 10-10-2012 at 09:23 PM.
Name is Lou...Just another 93Z..
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10-10-2012, 10:08 PM #6
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Any of these companies NOT have age limits? I'm 18 and hate leaving my camaro around like you guys. I have waaaaay too much hard earned money into it to only get a little more than 3K god forbid something happens to it...
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10-11-2012, 06:49 AM #7Founding Member
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I told them I Never raced my car. As you know if you wreck on the track you are screwed anyway. I would call them and talk to them and ask what pics and documentation they want. I had to provide proof of other insurance on my DD and some pics of the interior and all sides of the exterior. They didn't balk at the $15K. I don't have most of the receipts cause like you did, I got a lot of stuff from friends. I know it would cost me about $15k to re-make the car if it was lost. Also my mileage is low, ~ 60K. We have Hagerty on our other old cars ('30 Ford Model A, '60 Dodge Wagon, '62 Valiant, & '63 Corvair) and they only ask for 2 pics of them cause they are not modded. Also I got the roadside assistance Platinum service and it covers my DD too.
I am pretty sure you have to be 25? don't quote me, I would give them a call and see.
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