car insurance question..who still keeps full coverage on their LT1?

[BLK95TA]

some of you under 25 guys are going to hate me for this, but just for the hell of it, i decided to see what a 2008 Z06 would cost me... with my current liabilities, and $1000 deductible for collision and $250 for comp...my rate would be $937 every 6 months... oh and that includes keeping the T/A with its full coverage and $500/$250 coll/comp deducts and subaru wagon w/ liability only on the policy

[brucealmighty744]

some of you under 25 guys are going to hate me for this, but just for the hell of it, i decided to see what a 2008 Z06 would cost me... with my current liabilities, and $1000 deductible for collision and $250 for comp...my rate would be $937 every 6 months... oh and that includes keeping the T/A with its full coverage and $500/$250 coll/comp deducts and subaru wagon w/ liability only on the policy

who is your insurance provider?? and yes...I do in fact hate you.

[RUNMYTA]

I just have Liability with comp on mine. I have a close friend that is my insurance agent and he said that insurance would not pay for all the performance parts on my car. Plus if they knew that it was a 383 with a D1SC they would not even insure it!!

[TCGiRL220]

my dad will be 50 nov. 1st so I'd say he counts as the 25+ group lol... we have the lowest possible form of insurance on ours... we've been contemplating on dropping the insurance completely because it only goes out of the garage, on the trailer, to the track, back on the trailer, and back in the garage, but I'd hate for something to happen and it not be covered with anything...

[KissMyWhtSS]

my dad will be 50 nov. 1st so I'd say he counts as the 25+ group lol... we have the lowest possible form of insurance on ours... we've been contemplating on dropping the insurance completely because it only goes out of the garage, on the trailer, to the track, back on the trailer, and back in the garage, but I'd hate for something to happen and it not be covered with anything...

I'd just put storage insurance on it incase something catches fire. No insurance is going to cover it at the track anyway.

[BLK95TA]

who is your insurance provider?? and yes...I do in fact hate you.

www.esurance.com

and before anyone says it, i have filed 2 claims with them and both times the car was fixed and paid for within a week and a half of the incident (although the second time i paid out of pocket for $914 and then got a check for $414 the next week because they were going to try to get the full amount for the guy dropping the hay bale on the road. they eventually went to arbitration and i got 1/2 of my $500 deductible back)

I've had them for almost 5 years (will be 5 years in may) and the highest i've paid was in S.FL when i first got the car. it was $820 every 6 months. I've always kept collision and comp on it except for the 5 months it was in storage in phx back in the spring of 07, when i lowered the liability down to bare minimums and dropped the collision but kept the comp on it. that was around $305/6 so i'm not even paying that much more now for having all the coverage on it, and liability on the wagon. the funny part is i live in one of the most expensive counties in indiana to pay insurance in (thank you gary, indiana) so i can only imagine how cheap it would be if i lived in BFE indiana.

[AChotrod]

I pay 68 a month full coverage on my WS6.
In the winter cant you just get fire and theft coverage if your storing your car for like 10 bucks a month?

[BLK95TA]

I pay 68 a month full coverage on my WS6.
In the winter cant you just get fire and theft coverage if your storing your car for like 10 bucks a month?

maybe with another company but esurance won't put comp on a car without liability

[The SRZ]

6 mos out of the yr full and the other 6 liability. But seeing how I'm in FL and Floridians can't drive for shite I keep full coverage and the cars been paid off for 10yrs now.

[AChotrod]

6 mos out of the yr full and the other 6 liability. But seeing how I'm in FL and Floridians can't drive for shite I keep full coverage and the cars been paid off for 10yrs now.

LOL! Thats because most of them are about 100yrs old or a illegals that are used to donkey's not cars.